Should I Have MedPay Included In My Auto Insurance Policy?

Go look at your car insurance policy. Do you have MedPay coverage? If not, you should consider calling your automobile insurance company to add its coverage. Many people choose to save on car insurance by removing MedPay coverage from their policy. Resist this temptation if you can.

When you are injured in a automobile accident, MedPay will cover your medical bills for you, your family, or others riding in your car, regardless of who is at fault for the collision. It carries no deductible or co-pay. Essentially, it ensures you get medical treatment when you need it, not when the opposing insurance company approves a settlement. If you’re injured in a collision that another insured driver caused, it can take months to resolve your claim through a settlement and even years if your case is taken to court. What if you need a major surgery while your claim is being resolved? You may have health insurance that would cover you, but many people choose high deductible policies that break the bank when you need expensive medical treatment.MedPay coverage protects your health and right to treatment so that your personal injury attorney can focus on getting you fair compensation for your injuries. If you are involved in a automobile accident caused by a drunk driver or if you have been involved in an accident and have been arrested, charged with DUI in Knoxville TN  and are in need of a representation, please call the Tennessee personal injury attorneys at the Garza Law Firm, PLLC for a free consultation.

Posted in Auto Accidents, Car Wrecks, Personal Injury.

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